Getting Your House In Order

Getting Your House In Order

A culturally-specific financial education program for African Americans.

Registration

Our next class will meet on Thursdays beginning on September 11 at Robert Crown Community Center in Evanston!

Robert Crown Community Center
1801 Main St.
Evanston, 60202

For more information or to register for an upcoming class,
contact Janina Hall
847-263-7478 ext 31
jhall@cpahousing.org

Course Highlights

This culturally-specific financial education course takes into consideration African Americans’ shared history, culture, beliefs and behaviors around money management.

  • Week 1: History of Black Homeownership
    • Explore the historic relationship between African Americans and money
    • Identify how cultural, family and personal financial values affect financial behaviors
  • Week 2: Spending Plans and Money Management
    • Explore resources and money management methods that have been historically effective in the African American community and how these methods do or do not fit into the “traditional “ financial systems
    • Distinguish needs from wants and work within existing resources
  • Week 3: Saving and Investing
    • Understand the concepts and experiences with saving and investing from a historical, cultural and personal perspective
    • Understand the principles of investing including risks and returns
  • Week 4: Understanding and Using Credit
    • Understand the costs, advantages & disadvantages of using credit
    • Understand credit reports, credit scoring, and how leaders evaluate risk
  • Week 5: Protecting Yourself and Your Assets
    • How to better protect yourself from identity theft and financial fraud
    • Understand the role and importance of insurance in managing risk

Three additional weeks are being offered with special guest Terrence Terrell of A and N Mortgage Services for those planning to purchase a home in the next 12 months. Participants may be eligible to receive a HUD-certified Homebuyer Education Class certificate upon completion of the full 8 weeks.

  • Week 6: Pre-Approval
    • What do lenders look for?
  • Week 7: Steps of the Homebuying Process
      • You’re pre-approved and found a house to buy—Now what?
      • Understand the many details from contract to closing
  • Week 8: Homeowner Panel, Homeownership Fair, and Graduation